Insurance and Points
It's crucial to drive as safely as you can in order to protect yourself, your passengers and your fellow drivers. But did you know that safe driving can also protect your wallet, too?
North Carolina's Safe Driving Incentive Plan (SDIP) was created in 1957 to give North Carolina drivers a financial incentive to drive safely on our state's roads. Since the inception of the SDIP, automobile insurance companies have been allowed to charge higher premiums - up to 400% higher - for drivers who have violated traffic laws by practicing unsafe driving habits such as speeding, following too closely (tailgating), passing a stopped school bus or driving while impaired. Points against a driver's record increases the cost of insurance.